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Double Down: Doubling Your Bet After Two Cards

The Double Down option, available in Blackjack, allows players to double their initial bet after receiving their first two cards. This strategic move is typically employed when a player feels confident about their hand's potential to beat the dealer's. While not present in all Blackjack variants, it offers a way to increase potential winnings, provided the player has a favourable starting hand.
In certain Blackjack variants, such as the 6 Deck, S17, DAS, DOA game with a 3:2 payout for Blackjack, the house edge is as low as 0.46%. The ability to Double Down on any two cards (DAS) contributes to this low house edge by offering players more opportunities to maximise their gains when holding strong starting hands. This contrasts with games that limit doubling options.
For a player employing basic strategy in a game featuring liberal doubling rules, such as the 6 Deck, S17, DAS, DOA variant, the opportunity to double down effectively enhances the potential return on investment. This strategic play, when executed correctly, can significantly improve a player's overall performance at the table compared to games where such options are restricted or absent.
Casino hall with roulette table, chip stacks, and card fans
House edge and payouts of table games at Locowin compared

Player pays 1:1 without any commission

In Baccarat, the Player bet offers a straightforward 1:1 payout on winnings. Unlike the Banker bet, which often incurs a commission, the Player bet returns the stake plus an equal amount without any deductions. This makes it a popular choice for players seeking a simple betting structure.
The Baccarat Player bet, with a theoretical RTP of 98.76%, presents a house edge of 1.24%. This figure is competitive when compared to other casino table games, especially when considering its 1:1 payout structure. For example, Craps Pass Line has a higher RTP of 98.59%, meaning a slightly larger house edge of 1.41%.
Choosing the Player bet in Baccarat means that for every €10 wagered and won, a player receives €20 back, keeping their original €10 stake and earning €10 in profit. This clear and consistent return is a significant factor for players who prefer predictability in their betting outcomes.

RNG Roulette vs. Live Table: Four Clear Differences

American Roulette, featuring a double zero and 38 sectors, carries a house edge of 5.26%. This is a notable difference compared to the theoretical 100% RTP of Craps Free Odds bets, which have a 0.00% house advantage on the odds portion. The presence of the extra zero significantly increases the casino's profitability.
The payout structure in American Roulette, where a Straight bet pays 35:1, is identical to European Roulette. However, the additional '00' sector on the American wheel means the probability of winning a Straight bet is 1 in 38, rather than 1 in 37. This directly impacts the player's long-term expected return.
When comparing the theoretical RTP of different table games, American Roulette at 94.74% offers a lower return to players than Casino Hold'em Ante, which boasts 99.18% RTP. This substantial difference highlights how game mechanics and payout structures can dramatically influence the statistical advantage held by the house over time.

Columns and Dozens Pay 2:1 in Roulette

In American Roulette, bets on Columns or Dozens offer a 2:1 payout. These bets cover 12 numbers each, providing a higher probability of winning than a single number bet. The outcome of these bets is determined by the ball landing in one of the 38 available pockets.
The 2:1 payout for Column and Dozen bets in Roulette means that a winning €10 wager will return €30, including the original stake. This contrasts with the 1:1 payout of Baccarat Player bets, where a €10 win returns €20. The higher multiplier for Roulette bets offers a different risk-reward profile.
Despite the relatively favourable 2:1 payout, the house edge on Column and Dozen bets in American Roulette remains substantial at 5.26%. This is consistent across all bets on the American wheel due to the double zero, unlike games such as Craps Free Odds, which can offer a 0.00% house advantage on specific wagers.

Casino Hold'em: Ante Payout Up to 100:1

Casino Hold'em features a tiered payout structure for its Ante bet, with a Royal Flush yielding a significant 100:1 return. This high payout for the best possible hand is a key attraction for players, offering the potential for substantial wins on a single hand.
The overall RTP for Casino Hold'em Ante and Call bets is 99.18% per round, with a 2.16% house advantage on the Ante portion. This is considerably better than American Roulette's 94.74% RTP, indicating a more favourable long-term expectation for players in Casino Hold'em, especially when considering the potential for large payouts.
While the Ante bet in Casino Hold'em offers a maximum payout of 100:1 for a Royal Flush, other hands also provide attractive returns. A Straight Flush pays 20:1, and Four of a Kind pays 10:1. This varied payout scale, combined with a favourable RTP, positions Casino Hold'em as a compelling option for strategic players.
Game categories at a glance
CategoryExamplesStakes FromHighlight
SlotsTemple Tumble Megaways, Cygnus 4, Starburst0,10 EURthousands of titles
Table gamesRoulette, Blackjack, Baccarat0,50 EURclassic rules
Live casinoBlaze Roulette, Quantum Roulette0,20 EURreal dealers
Jackpot gamesMega Moolah, Divine Fortune, Age of the Gods0,20 EURprogressive pools
Instant gamesAviator, Plinko, Mines0,10 EURfast rounds
Video pokerJacks or Better, Deuces Wild0,25 EURstrategy based

Before Double Down: read the open dealer card

In Blackjack, the decision to Double Down is a critical one, and understanding the dealer's open card is paramount. The game rules for Blackjack Liberal Vegas Strip allow for a player RTP of 99.72%, with a house edge of 0.28%. This favorable edge is achieved through rules such as S17, DAS, Resplit, and Late Surrender, making informed decisions crucial.
When considering a Double Down, a player aims to increase their potential winnings on a strong hand, but this carries increased risk. Unlike the Baccarat Banker bet, which has a 1.06% house edge and pays 0.95:1 on wins, Blackjack offers a 3:2 payout on a natural Blackjack and 1:1 on standard wins.
The consequence of not factoring in the dealer's upcard before doubling down can lead to suboptimal outcomes, even on a favorable table with a low house edge like the 0.28% at Blackjack Liberal Vegas Strip. This means that the optimal strategy, which maximizes the player's RTP, involves reading the dealer's hand to assess risk versus reward.

Roulette Wheel with 37 vs 38 Pockets

The structure of the roulette wheel significantly impacts the game's mathematics, with a notable difference between wheels featuring 37 or 38 pockets. American Roulette, with its double zero (00), has 38 sectors and a house edge of 5.26%, while a European wheel with a single zero has 37 sectors.
This extra pocket on the American wheel increases the house advantage considerably, affecting all wagers, from a Straight bet paying 35:1 to a Dozen or Column bet paying 2:1. In contrast, a game like Baccarat Banker, with a 1.06% house edge, offers a more favorable return to player.
For players at Locowin, understanding this distinction is vital. A session on an American Roulette wheel with 38 pockets, compared to a European variant or a game with a lower house edge like Craps Don't Pass (1.36% house edge), will theoretically result in a greater loss of funds over time.

Soft 17: the Ace counts 11 or 1

In Blackjack, the interpretation of a 'Soft 17' is crucial for strategic play, especially on tables with specific dealer rules. A Soft 17 hand, comprising an Ace and a six, allows the Ace to be counted as either 11 or 1. This flexibility influences the dealer's actions and the player's optimal strategy.
On a Blackjack table with liberal rules, such as S17 (Dealer Stands on Soft 17), the RTP can reach as high as 99.72%. This contrasts with tables where the dealer hits on Soft 17, which typically results in a lower RTP. For instance, Blackjack with 6 Decks, S17, DAS, DOA, and a 3:2 payout has a house edge of 0.46%.
The consequence for the player is that understanding whether the dealer hits or stands on Soft 17 directly affects the game's mathematical advantage. This rule, alongside others like DAS (Double After Split) or DOA (Double on Any Two), determines the overall house edge and the player's expected return, impacting eligibility for bonus wagering more than a game like Sic Bo.

9/6 table: nine for Full House, six for Flush

The payout structure of Video Poker games is a defining characteristic, with the '9/6' designation being a key indicator of a favorable game. This notation specifically refers to the payouts for a Full House (9 coins for a bet of 1 coin) and a Flush (6 coins for a bet of 1 coin).
A 9/6 Jacks or Better Video Poker game offers a theoretical RTP of 97.29%, with a house advantage of 2.71%. This is significantly better than other variants, such as a 8/5 table which has an RTP of 97.29% but a higher house edge, or side bets like Baccarat Player Pair with a 10.36% house edge.
For players at Locowin seeking optimal returns, identifying a 9/6 Jacks or Better table is a strategic advantage, offering a superior payout ratio compared to many other casino games. This means that over extended play, a player opting for the 9/6 table stands to retain a larger portion of their wagers.

Read Statistics of Last 500 Rounds Correctly

Analyzing the statistics of recent rounds in games like Baccarat can offer insights, though it is crucial to interpret this data correctly. For Baccarat Banker, with an RTP of 98.94% and a house edge of 1.06%, the mathematics remain consistent regardless of recent outcomes.
While some players might look at the last 500 rounds of Baccarat and attempt to predict future results, this approach is statistically unsound. Unlike games with progressive jackpots, the underlying probabilities of Baccarat Banker or Player bets do not change based on prior spins, unlike the potential impact of bonus wagering.
Correctly reading these statistics means understanding that they represent historical data, not predictive indicators for future outcomes. A game like Roulette American (5.26% house edge) or even a side bet like Blackjack Insurance (7.47% house edge) operates on independent probabilities, making short-term streaks irrelevant to long-term RTP.

Martingale Fails After 8 Rounds at Table Limit

The Martingale betting strategy is demonstrably unsustainable when faced with table limits. In Blackjack with a 6-deck shoe and a 3:2 payout, a player doubling their bet after each loss would reach the table limit after 8 rounds if they encountered an unbroken string of losses. This contrasts sharply with the 1:1 payout for a standard win, highlighting the exponential increase in bet size required by the strategy.
This rapid escalation of wagers means a player betting 1€ on the first round would need to bet 256€ by the eighth round. The house edge of 0.46% on this Blackjack variant, while low, still ensures that over time, the casino retains an advantage. The Martingale system aims to recoup losses with a single win, but the table limit acts as an insurmountable barrier.
The consequence for the reader is a significant risk of hitting the table's maximum bet quickly, leading to a substantial loss that cannot be recovered by subsequent wins. Unlike Baccarat Banker with its 1.06% house edge, where larger bets might be sustained longer, the Martingale's progression is inherently capped by the casino's rules.

Pass Line in Craps: Process in Four Steps

The Pass Line bet in Craps is a foundational wager with a house edge of 1.41%. This bet proceeds through a distinct four-step process, beginning with the come-out roll where a 7 or 11 results in an immediate win. A roll of 2, 3, or 12, however, signifies a loss for the Pass Line bettor, establishing the initial probabilities.
If a point number (4, 5, 6, 8, 9, or 10) is established on the come-out roll, the game enters its second phase. The shooter must then roll that point number again before rolling a 7 to win the Pass Line bet. This mechanic significantly alters the odds compared to the initial roll, creating a dynamic gameplay element.
The combined RTP for the Pass Line bet, considering all outcomes, is 98.59%, meaning the house retains an average of 1.41% of all wagers over the long term. This is a more favourable RTP than American Roulette, which stands at 94.74%, demonstrating the comparative advantage for players at the Craps table.

Punto Banco: 5 Percent Commission on Banker Wins

In Punto Banco, a version of Baccarat, wins on the Banker hand are subject to a 5 percent commission. This fee is applied to the winnings, effectively reducing the payout from a standard 1:1 to 0.95:1. While the Banker hand has a slight statistical advantage due to the rules of drawing a third card, this commission balances the game.
The house edge for the Banker bet, after the 5% commission, is 1.06%. This is a competitive figure when compared to other casino games; for instance, the Player bet in Punto Banco has a house edge of 1.24%. The commission ensures that neither the Banker nor the Player bet offers a significant long-term advantage without considering optimal strategy.
For the reader, this means that while betting on the Banker is generally the mathematically superior choice in Punto Banco due to its lower house edge, the 5% commission will incrementally reduce profits over extended play. This contrasts with games like Craps Free Odds, which offer a 0.00% house edge on certain bets.

Splitting in Blackjack: one hand becomes two

Splitting in Blackjack is a strategic option that allows a player to turn one hand into two when initially dealt two cards of the same rank. For example, a pair of Aces or 8s can be split, initiating two separate hands, each with its own subsequent cards. This action can be advantageous if used correctly with basic strategy.
The decision to split is influenced by the dealer's upcard and the specific game rules, such as whether the dealer stands on soft 17 (S17). In a game with liberal rules, including S17 and Double After Split (DAS), the house edge can be as low as 0.28%. This highlights how rule variations can impact the effectiveness of splitting.
Splitting can significantly alter the potential outcome of a hand, but it also doubles the bet for that round. While not a direct payout comparison, the ability to split can improve a player's overall RTP in games like Blackjack Liberal Vegas Strip (99.72% RTP). This contrasts with games where splitting is not an option, such as American Roulette.

Push in Blackjack: the bet returns

A 'push' in Blackjack occurs when the player's hand has the same total as the dealer's hand, and neither has busted. In such instances, the player's original bet is neither won nor lost; it is returned. This outcome is different from a loss or a win, essentially acting as a neutral result for that specific round.
The occurrence of a push is more frequent in games with fewer decks, but the overall house edge remains a critical factor. For example, a Blackjack game with 6 decks and a 3:2 payout has a house advantage of 0.46%. While pushes do not contribute to the house edge directly, they affect the frequency of wins and losses.
The consequence for the reader is that a push means the bet remains unchanged, preserving the player's bankroll for subsequent hands. This is a distinct outcome from the 50% bet return offered in Blackjack Surrender, where the player concedes the hand to lose half their stake, demonstrating different ways a bet can be partially or fully returned.

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